● Financial Therapy.
Redefine your relationship with money and explore the emotions behind it.
In person in Mission, Calgary SW and online across Alberta
Heads up: Michelle’s only seeing existing clients right now. New here? Reach out and we’ll point you in the right direction.
What Is Financial Therapy?
Financial therapy explores the intersection between financial struggles and mental health, helping you understand your thoughts, feelings, and behaviours around money.
We don’t give financial advice—it’s more about exploring your relationship with money to reduce stress and foster healthier habits.
Are You Struggling With Money Anxiety?
A lot of people stress and worry about their finances, which often is the result of past experiences and uncertainty about the future. Do you feel the same way? Financial anxiety can manifest itself as:
Excessive money tracking
Fear of spending money
Avoidance of making financial decisions
Feeling bad about spending money on yourself
If you don’t do anything about your anxiety around money, it can negatively impact your mental health, relationships, and overall well-being.
Financial therapy explores both the practical and emotional sides of earning, spending and saving money. Together, you can work toward:
A healthier approach to your finances
Less money-related stress
More confident financial decisions
What Financial Therapy Can Address
Money-related stress and anxiety
Financial decision-making challenges
Emotional triggers related to spending or saving
Navigating financial conversations in relationships
Understanding financial trauma or past experiences that shape money habits
What Financial Therapy Does Not Do
We don't provide financial advising or investment planning.
We don't create strict budgets or financial strategies.
We don't manage your accounts or make financial decisions for you.
We don't offer quick fixes—it’s about long-term emotional and behavioural shifts around money.
Discover How Financial Therapy Works
Potential Benefits of Financial Therapy:
Working through financial anxiety to support overall well-being
Greater clarity around financial values and goals
Healthier communication around money in relationships
Empowerment to make informed and emotionally aligned financial decisions
Who Financial Therapy is For:
Individuals feeling overwhelmed by financial stress
Couples struggling with joint financial decisions
Anyone seeking to improve their relationship with money
Those wanting to break unhealthy money habits
How Financial Therapy Works:
Focus on exploring your money story and beliefs
Unpacking emotions tied to spending, saving, debt, and investing
Learning tools to shift unhealthy patterns and build a calmer relationship with money
Available in our in-person office in Calgary and online across Alberta
Your financial therapist:
Michelle Johnston, Founder, Registered Psychologist (she/her)
Existing clients only.
Areas of Focus
● Financial Therapy
● Anxiety Therapy
● Therapy for High Achievers
● Mental Health Therapy
● Stress and Burnout Therapy
Let’s Clear That Up
Frequently Asked Questions About Financial Therapy in Calgary:
-
Not right now. Michelle’s only working with existing clients. Email us and we’ll refer you to a financial therapist we trust. If you don’t need specialized financial therapy and just want support with money stress or anxiety, one of our therapists might be a great fit. Either way, we’ll help you sort it out.
-
Financial therapy explores the link between money and mental health, helping you understand your thoughts, feelings and behaviours around money. We don’t give financial advice. It’s about exploring your relationship with money to reduce stress and build healthier habits.
-
No. A financial planner helps with budgets, investments and debt plans. Financial therapy looks at the emotions and patterns behind money, like avoidance, guilt, overspending or conflict. Many people find the two work well side by side.
-
It can. Therapy is a space to understand where your money anxiety comes from, notice the thoughts and habits that keep it going, and practise tools for making money decisions with less dread.
-
Yes. Money is one of the most common sources of conflict for couples. Financial therapy can help you understand each other’s money stories and talk about spending, saving and goals with less tension.
-
Our therapists’ rates range from $200–$250. Each 1-hour appointment is a 50-minute session plus time for your therapist to complete admin tasks. We accept Visa, Mastercard, American Express and Discover. Your card is kept securely on file and payments are processed through Jane, our booking system.
-
We don’t direct bill at this time. After each session we’ll email you an invoice to submit to your insurance provider. Coverage depends on your plan and your therapist’s designation (Registered Psychologist, Registered Social Worker or Canadian Certified Counsellor), so check with your insurer before your first session. Alberta Health Care doesn’t cover private therapy.
-
Yes. Every therapist offers secure video sessions for anyone in Alberta, as well as in-person sessions at our studio in Mission, Calgary SW (505 21 Ave SW).
-
We’re not a crisis service. If you need urgent support, please reach out 24/7: call or text 988 (Suicide Crisis Helpline), call the Alberta Mental Health Help Line at 1-877-303-2642 or the Distress Centre at 403-266-4357, or go to your nearest emergency room.
Looking for Financial Therapy in Calgary?
Michelle’s caseload is full, and she’s only seeing existing clients. No one else on our team offers specialized financial therapy, but we won’t leave you hanging. Send us a note and we’ll refer you to someone great. Just need support with money stress or anxiety? One of our therapists could be the right fit. Either way, we’ll help you sort it out.
Questions? We’re at: